Roadmap to Using PugglePay in Online Casinos

Players from Scandinavia are by all means among the most active users of the online gambling industry, and the market for convenient payment methods is oversaturated with many great products. However, even with this competition, PugglaPay found a niche to expand, which made this product truly unique in terms of convenient casino depositing. The system allowed the casino to invoice the players while at the same time opening access to the games. The players then had up to two weeks to pay for the invoice.


An important note here: five years after a successful launch, PugglePay was closed for good, and all the know-how, technologies, and findings were poured into the sister product of the same company, which is known today as Zimpler. So, per this article, we will describe in detail how the invoice technology with the casino works, and what are some other methods to pay that now Zimpler offers to its clients.


Our list of casino recommendations will cover all the certified brands that accept the targeted audience of Zimpler and have Zimpler as the deposit and withdrawal method. We will also give answers regarding setting up the PugglePay/Zimpler account, possible fees, time limits, and other questions. As a bonus, we are also sharing a detailed roadmap to some of the latest welcome and ongoing promotions compatible with Zimpler payments.

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Best PugglePay Casinos

First Puggle Pay, and then Zimpler were added to the cashiers of brands friendly to players from SwedenFinland, and a few other countries of western Europe. Among others, Guts is definitely worth mentioning. This is an award-winning brand existing online since 2011. It is compliant with the Malta Gaming Authority, the United Kingdom Gambling Commission, and the jurisdiciton of Curacao.


This is a multi-brand lobby with games from more than ten studios, and it also offers a live dealer lobby, Sportsbook, and a poker room. Guts website has lots of positive reviews from the gambling community. Its risk of non-payment are low, and cashouts are fast.


Another great website to visit is Yako, which exists online since 2015. It has licenses with MGA and Curacao. There are five language adaptations, including Swedish and Finnish. NOK, SEK, and EUR are among the accepted currencies, and monthly withdrawal limits are high, reaching 150,000 Euros. The lobby is home to games from Net Entertainment, Microgaming, Quickspin, ELK, Thunderkick, and Fantasma.


Slotty Vegas is another platform highly rated by the gambling community. It opened the doors to its virtual lobby in 2014 in accordance with licenses from MGA and UKGC. Gaming is instant and browser-based. There are more than eight language adaptations. The risk of non-payment is non-existent, and the maximum monthly cashouts reach 25,000 Euros. 


The list of recommendations would not be complete without mentioning ComeOn. It accepts players from Sweden due to the local license. Registered regulars may choose between 100s of slot machines, a big live dealer lobby, and an array Sportsbook bets. Single cashouts reach 10,000 Euros, and monthly ones are unlimited. The list of developers includes Games OS, NetEnt, Playtech, Play’n GO, Fuga Gaming, and BetSoft, to mention a few.

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PugglePay Facts and Figures

PugglePay payment emerged back in 2013 as a product of Smart Payment Nordic AB when mobile payments were still a relatively new payment method. The solution debuted on its home market in Sweden, and then also expanded to Finland. Simultaneously several unique features made this method popular from the very start: 


  • It was the first service created for gamers and gamblers.
  • It did not require any app download or registration.
  • Unlike other payment methods that worked as instant depositing services, PugglePay introduced a concept of an invoice that a player had 14 days to pay for.

The way this instant payment via a mobile phone worked is the player chose PugglePay in an online casino and specified the amount to deposit, as well as the phone number. Via that phone number, the service sent an invoice, which the customer had 14 days to pay for. This made PugglePay the revolutionary system that allowed for players to buy casino gambling services with money they did not have right away but knew they would get in the next few days.


If the payment was overdue, the system sent reminders plus a small fee. If new deadlines were not met, PugglePay turned to the debit collector to take care of an invoice.


PugglePay was in many ways a trailblazer for many other payment services for online casino gambling. The solution received an award as a Nordic e-commerce newcomer, as well as a trophy at the Red Herring Europe Top 100.


In 2018, the company closed PugglePay to forward the resources to its other product, rapidly developing Zimpler payments.


PugglePay Turns Into Zimpler

Zimpler has inherited many features that PugglePay had, plus revamped and upgraded the whole e-wallet concept. Available to users from Sweden, Finland, the United Kingdom, and Germany, Zimpler is an online wallet where you can store all your credit cards from the partner banks. These are Swedbank, Nordea, SEB, Handelsbanken, Danske Bank, and ICA Banken.


Unlike with e-wallets where you first need to create an account, Zimpler creates an account automatically with the first payment. So, let’s say, you wish to deposit in a casino. From your casino account, choose Zimpler and the amount you’d like to deposit.


The system will then move you to Zimpler, where you will choose among the banks the one you have an account and a card with. Confirm the operation by using the phone number and account ID.


Zimpler supports cards, banking, or charging. With cards, the options are between Visa and MasterCard issued by any of the partnering banks, and in this case, a transaction fee up to 2% will apply. With banks, you are depositing via the direct bank transfer, and with the bill, the process is very similar to what PugglePay introduced. Only, unlike PugglePay, here the invoice is sent via e-mail.


Another major difference between PugglePay and Zimpler is that you can claim withdrawals via direct bank transfer, and the cash should land in your account within 15 minutes.

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The due date is 14 days from the day the bill was created. If payment of the bill is not made in time, a reminder fee of €6.00 and late payment interest rate of 8,00% will be added.
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Best PugglePay Bonuses

Zimpler qualifies as a valid deposit method to then be able to claim welcome and ongoing promotions. As far as these ones go, in the Scandinavia-targeted lobbies, the list of deals is huge. There are no-deposit cash and spins, single cash match welcomes, packages, as well as plenty of ongoing propositions.


For instance, over at Guts, newly registered players can claim either a country-specific cash match on the initial deposit or a standard deal. The wagering requirements are 25xBD, and slot machines will contribute up to 100%. The deal is cashable.


When you are setting an account at Yako, their welcome bonus for Sweden is a 100% cash match up to 100 credits. It has to be rolled over 40xB and can be cashed out. For the rest of the world, the cash match may be a bit different. Slot machines will count 100% towards the wagering requirements either way.


If you’d prefer a welcome package to a single cash match, there is just the right one at Slotty Vegas. It covers four initial deposits, and a cash match range is between 100% to 200%. The playthrough terms are 35xBD. Free spins can be added on top of the cash, which is cashable.


As far as the promotional services at ComeOn go, Finnish players, German users, and Swedish customers are all entitled to geo-targeted welcome promotions, as well as to plenty of the ongoing deals.

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Is PugglePay the same as Zimpler?

PugglePay is a payment method that existed prior to Zimpler and then merged into Zimpler.

What is the key difference between this payment method and others?

In addition to paying by a card or a direct bank transfer, you can also pay for the services by requesting an invoice and paying for it within the next 14 days, while at the same time being able to play instantly.

What is the setup procedure for PugglePay/Zimpler?

The key request is to be a resident of any of the countries where the method is available and to also be a customer with any of the partnering banks. In a casino, opt-in for Zimpler payments, verify the payment with your bank ID details, and the account will be created automatically.

Can I withdraw using PugglePay/Zimpler?

Yes! While many other payment methods are not suitable for cashouts, with Zimpler, you can have your wins delivered to you anywhere between 15 minutes to 24 hours.

What are the fees for using PugglePay/Zimpler?

These will depend on each online operator, so check prior to selecting any transaction.

Is PugglePay/Zimpler a safe payment method?

Zimpler is certified by the Swedish FCA and is listed as the Payment Institution, which makes it a subject for audits. Plus, all financial transactions will be encrypted, so the method is secure and safe to use.